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Physician Practice Loans & Equipment Leasing Programs

Whether you are a public or private medical center, doctor, dentist, surgeon, veterinarian or another practitioner, you can obtain the financing you need for medical, surgical, dental, lab, veterinary and office equipment (including furniture, computers and even software). Even if you have just graduated from medical school and are just starting your practice, there are medical practice loans and medical equipment leasing programs available to you.

 

• Flexible Terms: Practice loans up to 15 years.

• Existing Practice Loans from $100,000 to $2,000,000.

• New Practice Loans up to $350,000 with 15 year terms.

• Deferred plans that allow you to get the medical equipment now without making payments for up to 120 days.

• Graduated or step-up plans that have lower payments at the beginning of the medical practice lease or loan. This solution enables you to use your available working capital to finance practice growth.

• Interest only for 12 months on Practice loans and Practice debt consolidation.

• $250,000 medical equipment leasing with one page credit application.

• Flexible Terms up to 7 years.

• Deferred payments allow you take get medical equipment now without making any payments for 120 days.

• Practice Builder graduated payment plan's available that have lower payments for the first year.

• Finance 100+% of the medical equipment cost (including delivery, installation, training, and extended warranties).

 

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Common Advantages of Leasing Medical Equipment:

	Less impact on cash flow	Lower monthly payments more easily meet your cash flow requirements.
	Reduced paperwork	Some equipment leasing programs only require a simple, one-page application.
	Conservation of capital and credit	Your lines of credit and internal sources of capital aren't tied up in equipment. Instead, they're available for opportunities such as future expansion, marketing, or personnel.
	Immediate use of equipment	After signing your documents, you can contact the vendor to schedule delivery. It's that easy.
	100% financing - including soft costs	In addition to financing 100% of the equipment, you can include "soft" costs such as sales tax, shipping, software, training, extended equipment warranties maintenance and installation.
	Tax benefits	Depending on the structure, you may be able deduct the monthly lease payments as an operating expense. In addition, leasing may help your practice avoid the Alternative Minimum Tax (AMT).
	Improved balance sheet ratios	Unlike the other methods of financing, operating lease obligations generally are not capitalized, improving balance sheet ratios.
	Reduced interest rate risk	By locking in fixed payments now, you can avoid the risk of inflation in the future.

For more information on Healthcare Practice Loans and Leasing: www.oakridgehealthcare.com